Klarna is one of Europe’s fastest growing companies and a leading alternative payment provider. Klarna’s vision is to make all payments ‘smoooth’, adding value for shoppers and retailers with unique payment options and superior customer experience.
Klarna has 2,500 employees across 17 countries, and is leading the way for alternative payments by serving 85 million consumers and 205,000 merchants smoooth payment solutions.
Klarna Checkout is available in Sweden, Norway, Finland, Denmark, Germany, Austria, the Netherlands, Belgium, Switzerland, Great Britain and the USA.
“We use Klarna as the provider of our checkout. This means that we might transfer your personal data in the form of contact and order details to Klarna when the checkout is loaded, in order for Klarna to manage your purchase. Your personal data transferred is processed in line with Klarna’s own privacy notice.”
In order to be able to offer you Klarna’s payment options and to assess whether you qualify for their payment options and to tailor the payment options for you, we might in the checkout pass your personal data in the form of contact and order details to Klarna and Billpay. Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna’s [de, fr, it or en versions] and Billpay’s [de, fr, it or en versions] privacy notices.
Shop Now & Pay Later With Klarna
We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want.
It’s smoooth and simple
Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress-free payment options. It is easy, safe to use
How to checkout with Klarna
- Add item(s) to your cart and select at checkout.
- Complete your Klarna Credit application.
- Use the Klarna App or log in on klarna.com to make your monthly payments.
You choose how to pay:
Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna App.
Stripe – Secure credit card checkout
Is paying with stripe safe ?
Stripe is a PCI Service Provider Level 1, which is the highest level of certification available in the payments industry. To put it simply, any payment information sent to Stripe is sent securely and safely.
With Stripe’s Radar, Stripe will automatically detect and block fraud.
Payment Terms are terms that apply to the use of Payment Methods. You can decide whether or not to use a Payment Method. However, if you use a Payment Method, you accept and agree to the terms applicable to that Payment Method, which will form part of your agreement with Stripe.
Payment Method availability also varies by geography. Depending on your location, you may not be able to use one or more of the Payment Methods listed above (or that are otherwise offered by Stripe). The Payment Methods available to you are set out in your Stripe dashboard.
Amendments and changes
Payment Methods are sourced from various providers, and each provider controls the terms that apply to its Payment Method. As a consequence, the terms and Documentation applicable to a Payment Method are subject to change at any time, and it is your responsibility to periodically review the terms and Documentation in order to ensure that you are aware of, and comply with, the applicable requirements.
Stripe may add or remove Payment Methods at any time. If Stripe removes a Payment Method, Stripe will provide you with notice prior to the removal becoming effective for you, except where Stripe is required by a third party (such as the Payment Method provider) to cease offering the payment method.
Redirection to online banking pages
Some Payment Methods require the re-direction of the Customer to an online banking page (“Online Banking Payment Methods”). If you use an Online Banking Payment Method, you must ensure that the Customer is able to recognize that the re-direction has occurred via the display of the bank’s URL in the address line of the browser, and the Customer must be able to review the security certificate for the bank’s online banking page. In addition, you may not use any iframes (or any other method that integrates the online banking page within your site content) when including an Online Banking Payment Method in your payment process.
Payment methods include PayPal, PayPal Later and Credit cards.
PayPal is a safer, easier way to send and receive money online. When you select PayPal as the payment method, you will be linked to the PayPal site where you can make payment.
PayPal can be used to purchase items by Credit Card (Visa, MasterCard, Discover, and American Express), Debit Card, or E-check (i.e. using your regular Bank Account).
- After viewing your items on your shopping cart page, you can click and check out with PayPal. Then you will leave our site and enter PayPal’s website.
- You can sign in to your PayPal account, or you can create a new one if you haven’t got one.
- You can use the PayPal as you want according to the on-screen instructions.
Usually, PayPal e-check will take 3-5 business days to be confirmed by PayPal.
The reasons why we suggest you use PayPal:
- Payment is traceable. By using your PayPal account, you can trace the status of your payment.
- When you make payment for your order, you don’t need to use your credit card online (you can transfer directly from your bank account).
- When you use your credit card through PayPal, nobody will see your credit card number, which will minimize the risk of unauthorized use.
The store may also accept credit cards for the payment.
In order to accept credit card payments, the store complies with the industry security standards established by the major credit card companies (American Express, Discover, JCB, MasterCard, and Visa) to protect the buyers from cardholder information theft.
All credit card information is kept to a minimum. The storage and retention of any credit card information is limited to what is required for business operations only.
Access to credit card information is strictly limited to those employees who are authorized and trained to use it for the business purposes.
Buy now, pay later with Pay in 4
There’s no impact on your credit score and it’s backed by PayPal.
It’s interest free
Make 4 interest-free payments with Pay in 4.
Get a decision in seconds
There’s no impact to your credit score—you won’t have to wait long to see if you’re approved.
It’s backed by PayPal
Get the same security and Purchase Protection you already enjoy from PayPal.
PayPal helps you protect your business
With 1 billion monthly transactions and the intelligence from our global network of buyers and sellers, our 24/7 fraud detection and monitoring tools only get smarter.
PayPal helps you meet your global compliance standards
PayPal payment solutions help you meet your global compliance standards, such as PCI and PSD2, bringing international markets within reach. PayPal has built-in compliance with two-factor authentication provided by cards (3D Secure). PayPal includes automatic updates as security protocols change.